Money Market Accounts

Looking for ways to stretch your dollar?

Select an interest-bearing money market account and start making your money work harder for you.

Call (918) 712-9292 or (405) 302-2000





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Money Market Investment


Requires the lowest minimum balance.
  • $2,500 minimum balance
  • Interest paid monthly at rate as adjusted by bank on average collected balance
  • No fee unless balance falls below minimum any time during the month
  • Maximum of 6 debit transactions per month by check, draft or debit card to third parties
Call (918) 712-9292 or (405) 302-2000

Contact a SpiritBanker
Find Your Closest Branch

Indexed Money Market


An ideal product if you carry a high checking account balance.
  • Minimum balance of $5,000
  • Tiered interest rate as adjusted by bank on average monthly collected balance
  • No fee unless balance falls below minimum any time during the month
  • Maximum of 6 debit transactions per month by check, draft or debit card to third parties
Call (918) 712-9292 or (405) 302-2000

Contact a SpiritBanker
Find Your Closest Branch

Premier Money Market


Our premier money market account.
  • $10,000 minimum balance
  • Higher interest paid for average daily balances above $25,000
  • Interest is paid at rate adjusted by bank on average collected balance
  • No fee unless balance falls below minimum balance any time during the month, in which case a $10 charge and no interest paid
  • Maximum of 6 debit transactions per month by check, draft or debit card to third parties

Call (918) 712-9292 or (405) 302-2000

Contact a SpiritBanker
Find Your Closest Branch

Interest Rates for Money Market Accounts

Interest rates current as of November 3, 2009 and subject to change at any time.

Account Type Rate APY*
Indexed Money Market
Tier 1: $5,000 Minimum 0.03% 0.03%
Tier 2: $25,000 Minimum 0.03% 0.03%
Tier 3: $50,000 Minimum 0.03% 0.03%
Tier 4: $75,000 Minimum 0.04% 0.04%
Tier 5: $100,000 Minimum 0.04% 0.04%
Money Market Investment
Average daily balance above $2,500 0.05% 0.05%
Premier Money Market
Average daily balance above $10,000 0.50% 0.50%
Average daily balance above $25,000 1.00% 1.00%

Rate may change after account is opened.

*APY means “Annual Percentage Yield”

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