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Personal Banking With Spirit

Small-town roots. Personalized service. SpiritBank knows one type of banking account does not fit all needs. From Checking to Money Markets, Loans to Mortgages, Saving to Insurance, we’re confident we have a banking solution that’s perfect for you.

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Personal Banking Products

Checking Accounts

SpiritBank offers you six different personal checking account options to choose from.

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Money Market Accounts

Looking for ways to stretch your dollar? Make your money work harder for you.

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Savings Accounts

SpiritBank offers you a choice of three different types of Personal Savings accounts.

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Certificates of Deposit

Maximize your returns. Greater safety. Our CDs offer competitive interest rates to keep your money growing.

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Personal Loans

Flexible terms and payment plans with competitive interest rates. SpiritBank has a loan that’s right for you.

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Mortgage

A variety of loan options for you, including fixed rate and adjustable rate mortgages.

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Insurance

Get auto, homeowners, property and life insurance coverage from America's leading insurance companies.

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Gold Club

A special, spirited social club for our friends age 50 or better!

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CDARS®

Smart Investing. Be part of a special network and enjoy up to $50 Million in FDIC coverage.

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Gift Cards

Make every occasion special with a gift card from SpiritBank. We have your gift giving occasions all wrapped up!

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IRAs

Let your money grow for you. The sooner your start contributing, the longer your money can grow and the more you benefit.

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Personal Products Overview Brochure

View all of our personal products in one easy-to-print document.

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Open An Account

Go beyond banking. Start a relationship.

To open an account today:

Call (918) 712-9292 or (405) 302-2000

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Save time, save money. Enroll in internet banking today.

Call (918) 712-9292 or (405) 302-2000

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SpiritClass Account Login

SpiritClass account holders, click here to check your account status and redeem points. To check your account by phone, please call 1-877-477-7393.

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