NACHA-ACH Spam Campaign
There is a new NACHA (The Electronic Payments Association) themed email spam campaign being waged against individuals and businesses.
The bogus email appears to be sent from NACHA. Specifically, the email claims to be from the “Electronic Payments Association” and the email address has been spoofed to read “payments @nacha.org.”
The message notifies recipients that their recently sent transaction sent from their checking account was cancelled by The Electronic Payments Association and the individual or business target needs to click on the link to view the report. The sample email is below:
From:payments@nacha.org [mailto:payments@nacha.org]
Sent: Tuesday, February 22, 2011 7:32 AM
To: Doe, John
Subject: ACH transaction rejected
The ACH transaction, recently sent from your checking account (by you or any other person), was cancelled by the Electronic Payments Association.
Please click here to view report.
DO NOT click on the link without being certain of the origin of the email. In this case, this is identified as a fraudulent email because:
1) NACHA does not process nor touch the ACH transactions that flow through the Network.
2) NACHA does not send communications to individuals or organizations about ACH transactions that they originate or receive.
Be aware the phishing emails frequently have attachments and / or links to Web pages that host malicious code and malware. Do not open attachments or follow Web links in unsolicited emails from unknown parties or from parties with whom you do not normally communicate, or appear to be known but are suspicious or otherwise unusual.
To check on your transaction – call your financial institution instead of clicking the link to a malicious web page.
If you think you have been a victim of the scam, call your financial institution and file a complaint with the FBI’s Internet Crime Complaint Center: http://www.spiritbank.com/leavepage.html?url=http://www.ic3.gov/complaint/default.aspx .
We at SpiritBank want to keep you informed about anything affecting the security of your private information or your finances.